Your property may be repossessed if you do not keep up repayments on your mortgage.
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Financial Advice
We offer a market based approach to financial advice and we are normally paid through commission from the lender or provider to cover our costs, however we charge fees if necessary or you would prefer.
We also offer a referral based advice process covering business and commercial lending through our Network, Sesame, one of the UKs largest adviser networks meaning you can rest easy you are in safe hands.
We also offer a highly valued referral scheme to our external panel of ‘Trusted Advisers’, covering financial planning for all types of pensions, tax efficient investing and wealth management, as well as tax, accounting and legal advice. All advisers have been through our due diligence process, and provide initial meetings at no cost to you.
We offer a market based approach to financial advice and we are normally paid through commission from the lender or provider to cover our costs, however we charge fees if necessary or you would prefer.-
Mortgage Calculations
Calculating how much you can secure on a mortgage is often a daunting and worrying task, especially if you’ve just found the house of your dreams.
Intelligent Financial Planning provides a friendly yet thorough mortgage affordability service which takes into account all the variable questions the lenders will ask, with the results providing you an accurate figure that is both attainable and more importantly affordable.
Calculating how much you can secure on a mortgage is often a daunting and worrying task, especially if you’ve just found the house of your dreams.
When reviewing your protection requirements we carry out a comprehensive assessment of what the financial impact would be if you or a relative if you were to die, suffer a Critical Illness, be signed off work due to illness or worse yet be made redundant.-
Family Law Advice and Divorce Settlements
Receiving expert financial advice prior to your divorce can often make a big difference to the settlement you are awarded. If your divorce involves significant assets don’t agree to the terms until you’ve spoken to Intelligent Financial Planning.
Our expert in-house mortgage desk provides a Matrimonial Home Service designed to cover a number of advice areas, including mortgage raising capacity (with supporting court letter production) and re-financing options.
Intelligent Financial Planning can also introduce you to one of our external Trusted Advisers who can assist with pension sharing orders, investment and tax advice and anything wealth management related.
Receiving expert financial advice prior to your divorce can often make a big difference to the settlement you are awarded. If your divorce involves significant assets don’t agree to the terms until you’ve spoken to Intelligent Financial Planning.-
Reports for Family Law Solicitors and Barristers
When carrying out your mortgage raising capacity requirements it will be necessary to write a letter to the judge which will be held in your court file; a letter which will confirm your mortgage raising limits, how much that figure will cost you each month, and how long you can borrow the amount over based on your age.
We charge for this service however once paid we offer a free re-drafting service meaning you won’t pay any further fees if we need to make any amendments. Sometimes we have needed to carry this work out ‘in court’ and are happy to offer it where we can.
When carrying out your mortgage raising capacity requirements it will be necessary to write a letter to the judge which will be held in your court file; a letter which will confirm your mortgage raising limits, how much that figure will cost you each month, and how long you can borrow the amount over based on your age.-
The FCA does not regulate solicitors, commercial lending, accounting, legal advice and some forms of tax planning services.